Why Would a Lender Agree to a Loan Modification?Lenders do not want to own your home. They just want the loan to be paid back on time with interest. As a result, loan modifications are often a preferred alternative to a foreclosure because they reduce additional costs to both the lender and borrower, compared to the expense of completing a typical foreclosure. In addition it allows the homeowner to stay in the home.
How Do You Know if a Loan Modification is Your Best Option?Your lender will make a calculated decision based on your hardship letter, current financial situation and employment status to determine if they should approve you for a loan modification. It is highly recommended to consult with an experienced Tampa Florida loan modification lawyer like Stephen K. Hachey to determine your options and offer you the best available solution.
Do You Have to be Behind on Mortgage Payments to Qualify for a Loan Modification?No, this is a common myth and is false. Many mortgage lenders are receiving incentives to accept loan modifications while the homeowners are still current.
Why Should I Hire an Attorney Instead of Attempting to Do it Myself?Of course you can do it yourself, but ask yourself honestly how important is it to you to keep your home. Many people have tried to complete a successful loan modification themselves with no help or advice, but remember the lender has their best interest in mind and not yours. People always hire experts to handle anything as important as the home they live in. So a better question might be, can you afford to NOT hire a Florida loan modification attorney?
Florida Loan Modification Attorney Stephen K. Hachey is Ready to HelpStephen K. Hachey, an experienced Florida modification attorney can make sure you understand exactly what is going on, and ensure you are not taken advantage of. And with offices spread out through West and Central Florida, he’s available and accessible to begin working with you. The Law Offices of Stephen K. Hachey proudly serves Tampa, St Petersburg, Clearwater, Wesley Chapel, Brandon, Riverview, South Tampa and everywhere in between.
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Phone & Fax
Phone: (813) 549-0096
Fax: (813) 377-4968
The Law Offices of Stephen K. Hachey, P.A.
15619 Premiere Drive Ste 104A
Tampa, FL 33624
(By Appointment Only)